2025 was a transformational year for Uniborn.

What started as a syndication-as-a-service platform has evolved into something much broader: an investment neobank focused on leading growth-stage startups.

Today, we operate on both sides of complex private-market transactions:

— Winning mandates from growth-stage companies on one side, and

— Working closely with institutional investors on the other.

Some of these transactions make their way onto the Uniborn platform for members to participate in. Many others remain private and accessible to institutional investors only by nature.

That duality — platform + private execution, is now core to how we operate.

A snapshot of companies we worked with in 2025

Over the year, we partnered with and transacted alongside a diverse set of high-quality companies across fintech, marketplaces, infrastructure, and AI, including:

• Rapyd — global payments scale-up, post–Series F
• Finom — neobank for European SMEs, post–Series C
• Refurbed — refurbished electronics marketplace, post–Series C
• Salmon — neobank in the Philippines, post–Series A
• Plata — neobank in Mexico, post–Series A
• Upgrade — US-based neobank, post–Series G
• Gonka AI — a decentralized AI compute protocol, in which Uniborn became a top participant at a time.

These examples reflect the breadth of what Uniborn now touches: from late-stage fintech to emerging AI infrastructure.

Building an investment neobank — with AI at the core

We’ve invested heavily in AI over the past year, not as a buzzword, but as infrastructure. The “AI-powered” badge on our website is there for a reason and you'll soon have a chance to see what we're talking about.

Internally, we’re building Uniborn as what Goldman Sachs might look like if it were launched today — modern tooling, AI-native workflows, and a sharp focus on execution. A-class humans remain at the forefront, supported by systems that make them 100x more effective.

We love this business, and we’re building it for the long term.

What we learned along the way

The past 18 months taught us some of the most important lessons in Uniborn’s journey so far.

A year and a half ago, we were close to running out of cash and faced a clear choice: raise a round, or bootstrap our way forward — whatever it takes. We chose the latter.

That decision shaped everything that followed. Over those 18 months, we were profitable in 16, grew revenue by roughly 50x, and built a business that could stand on its own feet. Looking back now, it’s clear this was the only right path for us.

We’ve fully committed to the cockroach approach: staying lean, profitable, and resilient, while still growing at venture-scale speeds. It hasn’t been easy. It’s been intense, humbling, and freeking exhausting. But it forced focus, discipline, and better decisions across the board.

It’s been one hell of a ride, and I'm deeply grateful to everyone who supported us, trusted us, and helped us cross that chasm. That experience didn’t just get us through a tough period — it defined how we build Uniborn going forward.

Looking ahead to 2026

In 2026, our focus is clear:

• Expanding our investment banking activities
• Strengthening our regulatory and licensing foundation
• Winning great mandates with high-quality companies
• Deepening and expanding our institutional investor network

Across our key metrics, we’re targeting at least 3x growth year over year.

🙏 Thank you 

None of this would be possible without the trust and engagement of Uniborn members and investors. Your participation, feedback, and conviction have played a direct role in what we’ve been able to build so far.

Thank you for being part of the journey — and best wishes to everyone for a strong and successful New Year ahead.

Yours,
Dmitry Samoylovskikh
Founder of Uniborn